Index Comparison
September 30, 2004
		ASSET CONSULTING GROUP
		a division of Gabriel, Roeder, Smith, & Co.
				3 Months	Last 12 Months	Last 3 Years (Annualized)
			Lehman Gov/Credit Bond	3.56	3.35	6.33
			Lehman Gov/Credit-Intermediate	2.7	2.65	5.56
			Russell 1000 Growth	-5.23	7.51	1.61
			Russell 1000 Value	1.54	20.51	7.57
			Russell 3000	-1.9	14.26	5.31
			MSCI EAFE	-0.28	22.08	9.12
			S&P 500	-1.87	13.86	4.04
			Russell 2000 Growth	-6.01	11.93	9.09
			Russell 2000 Value	0.15	25.66	17.69