Index Comparison

December 31, 2004

ASSET CONSULTING GROUP

a division of Gabriel, Roeder, Smith, & Co.

3 Months

Last 12 Mon

Last 3 Years (Annualized)

Lehman Gov/Credit Bond

0.81

4.21

6.59

Lehman Gov/Credit-Interme

0.43

3.04

5.68

Russell 1000 Growth

9.17

6.3

-0.18

Russell 1000 Value

10.38

16.49

8.57

Russell 3000

10.16

11.95

4.8

MSCI EAFE

15.36

20.7

12.31

S&P 500

9.23

10.88

3.59

Russell 2000 Growth

15.08

14.31

5.79

Russell 2000 Value

13.21

22.25

16.5