Index Comparison
June 30, 2004
		ASSET CONSULTING GROUP
		a division of Gabriel, Roeder, Smith, & Co.								Page 2
				3 Months	Last 12 Months	Last 3 Years (Annualized)
			Lehman Gov/Credit Bond	-3.17	-0.71	6.74
			Lehman Gov/Credit-Intermediate	-2.52	-0.07	6.21
			Russell 1000 Growth	1.94	17.88	-3.74
			Russell 1000 Value	0.88	21.12	2.96
			MSCI EUROPE	2.13	28.87	4.07
			MSCI FAR EAST	-3.79	45	1.69
			S&P 500	1.72	19.11	-0.69
			Russell 2000 Growth	0.09	31.56	-0.22
			Russell 2000 Value	0.85	35.17	12.15